Terms & Conditions

1. Acceptance of Terms

By accessing and using the Cain Family Insurance website, you agree to be bound by these Terms and Conditions. If you do not agree with any part of these terms, please do not use our website.

2. Services Provided

Cain Family Insurance is an independent insurance brokerage licensed in South Carolina, North Carolina, Georgia, Florida, and additional states. We provide insurance brokerage and consulting services, including but not limited to: commercial insurance, employee benefits, Medicare solutions, ACA health insurance, and life insurance.

All insurance products are subject to availability, underwriting approval, and applicable state regulations. Quotes provided through this website are estimates and not binding offers of coverage.

3. No Professional Advice

The information provided on this website is for general informational purposes only and does not constitute professional insurance, legal, or financial advice. You should consult with a licensed professional for advice tailored to your specific situation.

4. Intellectual Property

All content on this website, including text, graphics, logos, images, and software, is the property of Cain Family Insurance or its content suppliers and is protected by intellectual property laws. You may not reproduce, distribute, or create derivative works without our prior written consent.

5. Limitation of Liability

Cain Family Insurance shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising from your use of or inability to use this website. This includes damages from errors, omissions, interruptions, or delays in operation.

6. Third-Party Links

Our website may contain links to third-party websites for your convenience. We do not endorse and are not responsible for the content, accuracy, or practices of any third-party websites.

7. Privacy

Your use of this website is also governed by our Privacy Policy, which is incorporated into these terms by reference. Please review our Privacy Policy to understand our data practices.

8. Modifications

We reserve the right to modify these Terms and Conditions at any time. Changes will be effective immediately upon posting to this website. Your continued use of the website after changes are posted constitutes acceptance of the modified terms.

9. Governing Law

These Terms and Conditions are governed by and construed in accordance with the laws of the State of South Carolina. Any disputes arising from these terms shall be resolved in the courts of Aiken County, South Carolina.

10. Contact Information

For questions about these Terms and Conditions, please contact:

Cain Family Insurance
900 Trail Ridge Rd, 1st Floor
Aiken, SC 29803
Phone: (803) 859-7052
Email: info@cfinsurance.org