Medicare doesn't have to be
confusing.
Shellion Covington, our dedicated senior specialist, guides you through every option — including the new CMS GLP-1 Bridge Program with $50 copays. No jargon, no pressure, no cost to you.
Medicare Services
Every senior gets a customized plan comparison — we don't push one carrier, we find what fits you.
Medicare Advantage
All-in-one plans that combine hospital, medical, and often prescription drug coverage with extra benefits like dental and vision.
Medicare Supplement
Medigap plans that help cover out-of-pocket costs not covered by Original Medicare — deductibles, copays, and coinsurance.
Prescription Drug Plans
Stand-alone Part D plans to cover your prescription medication needs. We compare plans annually to find the best formulary match.
Turning 65 Education
Personalized guidance to help you understand your Medicare options as you approach eligibility — no jargon, just clear answers.
Annual Plan Reviews
Yearly coverage reviews to ensure your plan still meets your needs and budget. Plans change — your review shouldn't.
Dual Eligible Support
Assistance for those eligible for both Medicare and Medicaid. Maximize your benefits across both programs.
The Medicare Concerns Our Clients Bring To Us
Too many plan choices, zero clarity
The average senior has 43 Medicare Advantage plans to choose from in their county. Source: KFF, 2025 Most people freeze up and either pick the wrong one or miss enrollment entirely. We narrow it down to what actually fits your doctors, your prescriptions, and your budget.
Hidden costs and surprise coverage gaps
A plan with a $0 premium can still cost thousands if your prescriptions aren't covered or your specialist is out-of-network. We model total annual cost — not just the monthly premium — so there are no surprises.
Missing out on benefits you already qualify for
Extra Help (LIS), Medicare Savings Programs, dual-eligible benefits — most seniors don't know these exist. Source: SSA.gov Millions of eligible seniors never apply. We screen every client for programs that can save them thousands per year.
Worried about making a permanent mistake
Medicare decisions feel irreversible — they're not. Annual Enrollment Period happens every year. We review your plan annually so you're never stuck with bad coverage.
Industry Developments That Affect Your Coverage
CMS Launches GLP-1 Bridge Program for Seniors
CMS has introduced a groundbreaking GLP-1 Bridge Program allowing Medicare Part D plans to cover GLP-1 medications (like Ozempic, Wegovy, and Mounjaro) with capped copays as low as $50 per month for qualifying seniors. This is a massive cost reduction — previously these medications could cost $500-$1,200+ monthly without coverage.
Source: CMS.gov Prescription Drug CoveragePart D $2,000 Out-of-Pocket Cap Now Active
The Inflation Reduction Act's $2,000 annual out-of-pocket cap on Part D prescription drug costs is now in effect. If your drug costs exceeded $2,000 in previous years, your savings could be substantial.
Source: CMS Inflation Reduction ActMedicare Advantage Expands Supplemental Benefits
Many 2026 Medicare Advantage plans now include expanded supplemental benefits — grocery allowances, transportation to medical appointments, in-home support services, and fitness memberships. These are real dollars that reduce your total cost of living on a fixed income.
Source: KFF Medicare Advantage Spotlight, 2025Our young, innovative team stays on top of every CMS update so you don't have to.
Shellion Covington, our Senior Medicare & ACA Specialist, personally tracks these changes across multiple states to keep you ahead of the curve.
Schedule Your Free Medicare Review
Includes GLP-1 Bridge Program eligibility check, Part D formulary comparison, and full plan cost modeling. No obligation, no cost.
Medicare FAQ
When should I enroll in Medicare?
What is the difference between Medicare Advantage and Medicare Supplement?
Does Medicare cover prescription drugs?
Find The Coverage That Fits You
Every type of coverage we offer is backed by a dedicated specialist who knows the market inside and out. Click any option to learn more.
Commercial Insurance
Business protection — auto, liability, workers comp, contractor, and BOP solutions from multiple carriers.
View CoverageHealth Insurance
Individual & family coverage, ACA Marketplace plans, subsidy maximization, and year-round support.
View CoverageLife Insurance
Term, whole life, final expense, mortgage protection, annuities, and retirement planning.
View CoverageEmployee Benefits & ICHRA
Group health, ICHRA solutions, dental, vision, disability, and benefits administration for employers.
View CoverageStop Guessing. Start Knowing.
Our young team makes Medicare simple — no jargon, no pressure, no cost to you. Get a free personalized plan review including the new GLP-1 Bridge Program check.